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With the global recession and economic crisis we often find ourselves forced to take personal loans. Now getting personal loan Malaysia is not a difficult thing, you just need to consult a bank or any other lending institute but the trouble begins when you have a bad credit history as well. Now, such cases are not even entertained by banks even so what to do? Well, the best option would be to get payday personal loans which often do not pose such restriction. You can get around $100 to $1500 but the only downside about these type of loans is that you have to pay back them with the immediate next paycheck.